Terms

Commission

0.9% of the transfer amount, but not less than 100 Russian rubles. Applies to transfers from Russia to Armenia and Belarus.

Limits

Maximum per transfer — 100,000 Russian rubles, including the commission.

Total transfers per month — 200,000 Russian rubles.

Increased limits

Maximum per transfer — 400,000 Russian rubles, including the commission.

Total transfers per month — 2,000,000 Russian rubles.

To increase the limit, complete full identification

Simplified and full identification

Simplified identification takes effect immediately after your data is confirmed in the app and provides standard transfer limits.

Full identification allows you to increase transfer limits — to complete it, open the Profile section in the app — Limits — Increase Limit, and follow the instructions.

QR payments in Armenia using a Russian card

No commission — when paying for goods and services via QR codes in Armenia through the idpay app, you will see the current exchange rate before confirming the payment.

Exchange rate

You will see the actual calculation in the app before making the transfer. A preliminary calculation can also be done using the transfer calculator from Russia to Armenia or from Russia to Belarus.

Transfers from Armenia to Russia

To make a transfer, use the idram app — transfer money to your idpay account and withdraw it to a Russian card with a 0.3% commission.

Check the current exchange rate in the idram app